The United States Social Security Administration will provide impaired or injured citizens with financial compensation if they meet certain criteria. The Social Security Administration defines disability as someone unable to work because of “a medical condition that is expected to last at least one year or result in death.”Additionally, in order to receive Social Security Disability Insurance (SSDI) the person seeking coverage has to have worked at a qualifying job previously. Many people who work high-risk jobs are likely to need SSD benefits in the future. Construction and oil field occupations are among some of the most dangerous occupations. Many Texas companies in San Antonio, Dallas, and Houston lose employees due to debilitating work-related injuries.

Sometimes the Social Security Administration will extend coverage to the family of the SSD beneficiary. Family members eligible to receive SSD benefits are children of the recipient under 16, a spouse (over the age of 62), a spouse caring for a child under the age of 16, an unmarried child that is a full-time student (under the age of 19), and a disabled child that has been disabled before the age of 22.

Many different types of health complications are approved for SSD coverage including amputations, sight and speech impairments, respiratory complications, Inflammatory Bowel Disease (IBD), renal failure, severe burns, thyroid disorders, Down’s syndrome, Cerebral Palsy, Multiple sclerosis, cancers, arthritis, and HIV. The Social Security Administration provides a chart explaining how many years someone seeking benefits must have previously worked before being able to receive benefits. The older the person seeking coverage is, the longer they must have worked.

Provision of medical records is extremely important in filing for benefits. Without concrete and undisputable evidence that a disability exists, the Social Security Administration legally cannot provide benefits. In order to navigate the oft-confusing process of filing for SSD benefits, people often seek legal help. In addition to debunking the confusing process, lawyers can assist in applications and claim appeals.

Researchers at New York University’s Langone Medical Center have found a link between weight and the severity of injuries sustained as a result of minor pedestrian and bicycle accidents.

overweight injuriesThe study found that the injuries suffered by overweight individuals in these kinds of accidents were less severe than those sustained by slimmer people who were in similar accidents.

The study’s authors believe that the extra fat housed by overweight people can cushion them from some injuries. However, if an overweight person suffers a more traumatic or life threatening injury, he or she will be less likely to pull through than a person of normal weight.

Where a person falls on the weight spectrum is determined by their body mass index (BMI), a hyper-general index that does not account for fat’s location or the individual’s muscle mass. It’s more important to maintain good health than to pack on or keep fat in hopes of reducing injuries later.

TireDefects

Car accidents are a serious matter; they cause severe injuries and could often lead to life-threatening complications. Tires are among the most common car defects that can lead to car accidents. When you have been in an accident due to defective car tires, then you can contact trusted motorcycle accident attorneys to help you with a personal injury claim.

Tires play an important part in a vehicle; they are the ones in contact with the vehicle and the road. When they are defective, they can cause the driver to lose control of the vehicle, therefore leading to serious injuries. There are a number of things that can bring about the tires role in causing the accident, such as;

 

  1. Aged tires – just like any perishable good, tires can age over time. As they are used every day, their quality may diminish, leading to tears and rubber degradation. Even unused tires that have been stored for a long time can be considered defective.
  2. Tread separation – once the tire treads are detached or disconnected due to faulty designs or manufacturing, they can blow out and cause car crashes and even rollover accidents.
  3. Weak tire sidewall – a weak tire sidewall can cause a blowout, causing the driver to loss control and crash. When the tire explodes during the tire change, the driver can damage his or her face and limbs.
  4. Poor rubber quality – as with many products, tires need to be strong enough to sustain the weight of the vehicle. When low-quality tires are used, they can easily tear down and blow up.

 

As with any defective products, once you have been harmed due to a defective tire you can file a lawsuit to the manufacturer. Injuries from car crashes are severe and may take a long time to heal. With the expensive treatments that come with heavy physical injuries, you might need financial support in order to pay for further treatments as well as for compensation for the pain and suffering you have experienced. Contact reliable car accident attorneys to help you get the necessary compensation you are eligible to.

saftey ratingsThe National Highway Traffic Safety Administration (NHTSA) has proposed a new safety rating that will focus on how friendly a vehicle is for senior citizens.

Today, 16 percent of drivers are 65 or older. By the year 2025, however, seniors will be as many as 20 percent of the nation’s licensed drivers. Elderly people are much less likely than young individuals to survive a car accident. With this in mind, cars that address the special needs of elderly Americans will need to be developed in order to maintain roadway safety.

Some of the proposed ideas include inflatable seat belts, specialized air bags, and pedals that prevent misapplications at low speeds.

The NHTSA will be working with the Alliance of Automobile Manufacturers to research and develop these ideas.

Insurance can be a luxury for home and property owners, which allows for low cost repairs and peace of mind that major damage will be covered rather than coming out of pocket. However, automobile insurance is a unique form of coverage which is mandated by law in every state except New Hampshire in order to protect individuals from the negligence of other drivers on the road which may lead to property damage or physical injury. Every driver is required to produce proof of financial responsibility after being involved in a car accident, which most commonly involves liability insurance. There are several other types of auto coverage however, and it is important to understand how each type of insurance can apply to you and your family in order to make the selection which is best for you. The following are the most common forms of coverage:

 

  1. Liability Insurance

Liability insurance is the most basic form of auto coverage you can carry, and protects you against financial liability for damage and injury to other parties if you are found to be responsible for an accident. Most states mandate a minimum level of liability insurance.

 

  1. Collision Insurance

Liability insurance only protects against financial responsibility for the losses of others in an accident you are responsible for, and does little to protect you against the steep repair bills you may face for your own damages and losses in such an accident. Collision insurance provides a safety net which will repair any damages in an accident, typically up to a maximum of the approximate value of the car before the accident.

 

  1. Uninsured/Underinsured Motorist Protection

While it is illegal to operate a motor vehicle without some form of financial responsibility in most states, not everyone on the road with you is obeying the law. If you are struck by another driver who does not have sufficient insurance to cover the losses you have sustained, uninsured motorist protection will cover the difference.

 

  1. “Act of Nature” Insurance

Liability and collision insurance cover only car accidents, and there are a number of other factors which can cause damage to your vehicle. “Act of nature” policies typically cover collisions with animals, hail damage, and other environmental risks of damage to your vehicle.

 

  1. Comprehensive Insurance

When you are willing to pay top dollar to fully protect your vehicle against any eventuality, comprehensive auto insurance is the choice for you. Whether the damage to your vehicle is caused by a car accident, weather damage, a collision with an animal, or theft, your insurance company will be obliged to cover the repairs

 

By taking the time to understand the implications of various auto insurance policies and how they can help you in the event of an accident or other damage, you will be better suited to select a coverage option that is appropriate for your vehicle and your family.

www.insureonthespot.com

Car accidents are among the leading causes of severe injuries and fatalities. Rollovers from vehicular accidents have higher fatality rates that any other types of car crashes. In most cases, rollovers are due to reckless driving or negligence of the driver or another motorist. And because of the heavy physical injuries and damages, it is also a reason for personal injury claims and compensation.

Rollovers occur when the vehicle tips or flips over its roof. Poor roof stability can be quite devastating for a car’s passengers. Because of the impact of the crash and the eventual rollover, people are ejected from their seat, leading to horrifying deaths and awful injuries such as broken bones, head, neck, chest and spinal cord injuries and even amputations.

There are a lot of causes for rollover accidents, however it is important to prove that the injuries are due to the negligence or carelessness of the one responsible for the accident. Among the most familiar causes of rollover accidents are:

  1. Driver errors – the most common is DUI (or driving under the influence of alcohol or drugs), fatigue and drowsiness, road rage, distractions or inattentiveness while driving, and many others. DUI violations are taken seriously, and according to insureonthespotservices.com/sr22-filing/, can cause a person to need a special certificate of insurance.
  2. Road Conditions and design – unsafe roads, bad weather conditions, debris and construction, poor placing of intersections and merging lanes.
  3. Equipment failure – poor maintenance, repairs, and designs can cause rollover accidents.

 RolloverSUVaccidents

Rollover car crashes are pose big threats to people, and injuries sustained in this type of accidents can be severe and life-changing. Not only will victims have to deal with the pain and discomfort of the injuries, they also have medical bills to cover, lost wages due to time in rehabilitation, and even developed psychological trauma from the accident. One way to help victims of these accidents is to have the guilty party accountable for their wrongdoing.

Safe driving is an activity that requires the full attention of your senses and faculties, meaning that distractions or impairments to any of your senses or motor control abilities can have a disastrous effect on your ability to safely handle an automobile. Headphones are becoming a more and more ubiquitous part of our lives as mobile devices become the preferred means of consuming media, and it has become commonplace to see pedestrians and motorists alike with headphones plugged in listening to music, taking in a podcast, listening to an audio-book, or otherwise disengaging from the task at hand.

According to the website of Spiros Law, P.C., when this kind of behavior is taken into the driving environment, the aural and cognitive distraction of operating a motor vehicle while using headphones can become a significant risk factor, exposing the driver and everyone around them to the potential for accidents and serious injuries. While driving safely without the aid of audible cues is certainly possible, such as with an individual who has no sense of hearing, there are a number of these signals which hearing drivers have grown to depend on unconsciously.

Safety Cues Impaired by Headphones

Safe driving is predicated on good awareness of your surroundings, and drivers gather this awareness through various sources of input. Without the following audible cues, a driver may be unable to avoid potential hazards:

  • Car horns
  • Train horns
  • Audible traffic signals
  • Emergency vehicle sirens

Deliberately removing these audio cues from their arsenal of driving tools limits the awareness of any driver, and can sometimes lead to serious accidents.

drivingheadphones

States with Laws against Headphones

In addition to the practical risks associated with headphone use, there are a number of states with laws in place targeted at limiting headphone use or eliminating it altogether. Many of the statutes include exceptions for one-ear earbuds and Bluetooth earsets, but each of the following states has laws on the books limiting headphone use:

  • Washington
  • Oregon
  • California
  • Alaska
  • Colorado
  • Minnesota
  • Illinois
  • Louisiana
  • Ohio
  • Georgia
  • Florida
  • Virginia
  • Maryland
  • Pennsylvania
  • New York
  • Massachusetts
  • Rhode Island

Violations typically result in misdemeanor charges involving fines.

To keep yourself and everyone around you as safe as possible when you get behind the wheel, make sure you are taking advantage of every resource at your disposal, including making sure that your hearing is not impeded by the use of headphones.

With the high cost of living nowadays, it may seem too tempting to not get car insurance; it could save you money, provided you just keep driving safely. But, don’t let that car out of your garage without insurance! You might be doing more bad than good.

Having your car insured is not just about keeping your car safe, but it can also be your protection. Accidents happen to anyone at any time, even to those who are very careful. To understand why having your car insured is important, here are some things to think about:

  1. Some states consider it illegal to drive when your car is not insured. Betting pulled over when you are not insured can also cost you your license, and if it is stolen or written off, you will be left with no transportation.
  2. When you have been in a car accident with no insurance, you could be liable for third party claims. Also, if you caused the accident, you could be denying the victim the care for recovery because you won’t be able to pay for his or her medical bills. If you are the victim of the accident, you might not have enough funds to finance your expenses, especially if the other driver doesn’t have insurance as well.
  3. Because you have no insurance, you tend to focus on other cars while driving. This can take your mind off the road, and could potentially cause accidents.
  4. Not having insurance can put a red mark on your no-claims discount, causing you possible increased insurance premiums.

It can be a bit intimidating to choose a car insurance plan, but knowing about your individual needs and preferences is one way to approach this decision. Before choosing a plan, you should know more about the car insurance company, its availability and responsiveness, along with its honesty, experience, and knowledge. Car insurance is not only something you pay for, it is a guarantee of your safety and protection, something you should always consider important.

distracted driverAs mobile devices have become dramatically more popular over the past decade or so, car accidents caused by distracted drivers have become increasingly more common.

When driving, being aware of the road should take the supermajority of a person’s concentration. A Carnegie Mellon study showed that speaking on the phone while driving can reduce a driver’s concentration on the road by 37%.

Distractions while driving have become such a widespread problem that the National Safety Council has declared next month Distracted Driving Awareness Month. Distractions are a factor in one in every four car crashes reported to police nationwide.

In response to this clear and obvious danger, many states have passed laws that prohibit the operation of handheld devices while driving.

Driving under the influence or driving while intoxicated/impaired are considered criminal offenses.  Being arrested for DWI or DUI can have a huge impact on your life, extending not only on your personal life but also your professional life. Knowing how to deal with a DWI or DUI charge is essential in getting your license (and your life) back.DUIustraffic

For a DUI attorney, one thing that should be taken into account is to prevent or avoid the suspension or revocation of the person’s driver’s license. A revoked or suspended license can only make your life harder; you might miss a lot of work or school because of your lack of vehicle, and commuting on public transportation can take up much of your time. Getting your license back can help you in getting back your life as well.

Drunk driving or driving under the influence is considered a threat, not only to the person who is driving the vehicle, but also to the people around him or her. This is the reason why it is considered a serious criminal offense. Nevertheless, there are many instances where being charged with DWI or DUI is contested because of the inconsistencies of breathalyzers and blood tests. Most of the defenses involve questioning breathalyzers and blood tests, suggesting that they do not really measure blood alcohol content (BAC) levels accurately.  Since police rely on them, defense attorneys say, this can lead to false and unjust convictions.

Different states impose different laws regarding DUI or DWI. It is important for drivers to be aware of these laws in order to know how to protect their rights regarding drunk driving. Because not all people charged with a DUI or DWI is guilty or are really a threat on the road, it should be vital for a DWI lawyer representing them to protect and uphold their rights in court. Getting a lawyer whom you trust can be the best way to help you get through the ordeal and protect you from the consequences of a DUI or DWI conviction.