The United States Social Security Administration will provide impaired or injured citizens with financial compensation if they meet certain criteria. The Social Security Administration defines disability as someone unable to work because of “a medical condition that is expected to last at least one year or result in death.”Additionally, in order to receive Social Security Disability Insurance (SSDI) the person seeking coverage has to have worked at a qualifying job previously. Many people who work high-risk jobs are likely to need SSD benefits in the future. Construction and oil field occupations are among some of the most dangerous occupations. Many Texas companies in San Antonio, Dallas, and Houston lose employees due to debilitating work-related injuries.
Sometimes the Social Security Administration will extend coverage to the family of the SSD beneficiary. Family members eligible to receive SSD benefits are children of the recipient under 16, a spouse (over the age of 62), a spouse caring for a child under the age of 16, an unmarried child that is a full-time student (under the age of 19), and a disabled child that has been disabled before the age of 22.
Many different types of health complications are approved for SSD coverage including amputations, sight and speech impairments, respiratory complications, Inflammatory Bowel Disease (IBD), renal failure, severe burns, thyroid disorders, Down’s syndrome, Cerebral Palsy, Multiple sclerosis, cancers, arthritis, and HIV. The Social Security Administration provides a chart explaining how many years someone seeking benefits must have previously worked before being able to receive benefits. The older the person seeking coverage is, the longer they must have worked.
Provision of medical records is extremely important in filing for benefits. Without concrete and undisputable evidence that a disability exists, the Social Security Administration legally cannot provide benefits. In order to navigate the oft-confusing process of filing for SSD benefits, people often seek legal help. In addition to debunking the confusing process, lawyers can assist in applications and claim appeals.